How the Health Care Law is Making a Difference for the People of Georgia
For too long, too many hardworking Americans paid the price for policies that handed free rein to insurance companies and put barriers between patients and their doctors. The Affordable Care Act gives hardworking families in Georgia the security they deserve. The new health care law forces insurance companies to play by the rules, prohibiting them from dropping your coverage if you get sick, billing you into bankruptcy because of an annual or lifetime limit, or, soon, discriminating against anyone with a pre-existing condition.
Georgia requires Navigator License
Starting October 1, 2013, consumers in Georgia will be able to choose new affordable health insurance options through a new Health Insurance Federally-facilitated Marketplace.
Georgia consumers can get help as they apply for and choose new insurance options. You can help provide that assistance in a number of different ways: by becoming Navigators, in-person assistance personnel, or certified application counselors. In addition, agents and brokers can also help consumers enroll in new insurance options.
Navigators in Georgia
Navigators have a vital role in helping consumers prepare electronic and paper applications to establish eligibility and enroll in coverage through the Marketplaces and potentially qualify for an insurance affordability program. They will also provide outreach and education to raise awareness about the Marketplace, and will refer consumers to health insurance ombudsman and consumer assistance programs when necessary. Navigators will play a role in all types of Marketplaces, be funded through state and federal grant programs, and must complete comprehensive training.
Georgia requires persons wishing to serve as Navigators to complete 30 hours Federal Navigator Training, 10 hours Georgia Navigator pre-licensing, pass a 50 question exam, be at least 18 years of age and submit to a criminal background check.
Proposed Regulations in PDF
Affordable Care Act 101: What The Health Care Law Means for Small Businesses (29 page PDF)